GOAT Insurance Partners
Strategy & Education

Insights from GOAT Insurance Partners

Practical strategy on employee benefits, payroll tax reduction, and enhanced benefit programs for Florida employers and broker partners.

Employee Benefits  ·  Voluntary Coverage
The Coverage Layer Your Health Plan Is Missing
A high deductible can leave your team exposed when something goes wrong. Here’s the small coverage layer that closes the gap — and makes it survivable.
June 2026  ·  David Sweigard Read Article →
Group Health Insurance  ·  ICHRA
ICHRA: A Smarter Way for Florida Employers to Offer Health Coverage in 2026
An ICHRA can be a smart fit for the right company — and the wrong move for others. Here’s a straight-talk look at where it fits, and where a group or level-funded plan still wins.
June 2026  ·  GOAT Insurance Partners Read Article →
Employer Strategy  ·  Health Plan Design
Level-Funded Health Plans: A Smarter Way to Buy Group Health Insurance
From 7% to 37% adoption among small employers in six years — here’s what the shift means and why more Florida businesses are making the move.
June 2026  ·  David Sweigard Read Article →